I am now accessing as a :

Government Of Assam Labour and Welfare

Aam Aadmi Bima Yojana

  • AAM AADMI BIMA YOJANA:


    The Aam Aadmi Bima Yojana(AABY) is a Government Of India Social Security Scheme administered through Life Insurance Corporation Of India that provides Death and Disability cover to persons 48 identified vocational/occupational groups/ rural landless households/unorganized workers. It is a group insurance scheme implemented through a Nodal agency such as a Central Ministry/Department, State Government/ Union territory or any other institutionalized arrangement registered NGO.

    DETAILS OF THE SCHEME
    Eligibility Criteria for Aam Aadmi Bima Yojana:

    1. The Applicant should be aged between 18 and 59.
    2. The member should normally be the head of the family or one earning member of the below poverty line family (BPL) or marginally above the poverty line under identified vocational group/rural landless household.

    Documents Required:
    3. Ration Card
    4. Extract from Birth Register
    5. Extract from School Certificate.
    6. Voter’s List
    7. Identity card issued by reputed employer/Government Department.
    8. Unique Identification Card( Aadhar Card).
    Premiums :
    The premium to be charged initially under the scheme will be Rs.200/- per annum per member for a cover of Rs.30,000/-, out of which 50% will be subsidized from the Social Security Fund . In case of Rural Landless Household (RLH) remaining 50 % premium shall be borne by the State Government/ Union Territory and in case of other occupational group the remaining 50% premium shall be borne by the Nodal Agency and/or Member and/or State Government/ Union Territory.

    Benefits :

    Natural Death

    Insurance cover for a sum of Rs. 30000/-

    Death due to accident

    Insurance cover for a sum of Rs. 75000/-

    Partial permanent disability(loss of one eye or one limb) due to accident

    Insurance cover for a sum of Rs. 37500/-

    Total permanent disability(loss of two eye or two limbs)due to accident

    Insurance cover for a sum of Rs. 75000/-

    Scholarship

    Scholarship as a Free Add-on benefit will be provided to a maximum of two children of the beneficiary studying between 9th to 12th Standard @ Rs.100/= per month for each child payable half yearly – on 1st July and on 1st January, each year.

     

    Procedure for Claim:

    The death or disability claims which are under this scheme are supposed to be settled by the P&GS Unit of LIC. They make a direct payment to the beneficiaries through NEFT. In the case that there isn't a NEFT facility available, the money for the claim is directly transferred to the bank account of beneficiaries. This would also require prior approval from competent authority, the A/C payee cheque or claim can be paid by any other mode as decided by LIC.

    1. Death Claim Procedure

    (i) In the event of death of the member during the period of coverage and while the policy is in force, an application has to be made by his/her nominee.

    (ii) This application should be made along with a Death Certificate for payment of claim amount to the designated official of the Nodal Agency.

    (iii) The designated official of the particular Nodal Agency has to then verify the claim papers

    (iv) The officer will then submit the documentation and application along with the death certificate and a certificate that the deceased member was head /earning member of the family belonging to the BPL/Marginally above BPL family under the eligible occupations under the scheme.

    . Nodal Agency has to submit the following with the application:

    · Claim Form duly completed in all respects

    · Original death certificate along with a copy duly attested.

    Accident Claim Procedure:

    In case of accident benefit claim additional requirements have to be submitted along with the Death Registration Certificate. This includes:

    (a) Copy of FIR

    (b) Post Mortem Report

    (c) Police Inquest Report

    (d) Police Conclusion Report / Final Report of Police.

    Scholarship Claim Procedure:

    1. The member whose child is eligible for scholarship shall fill up an application form half yearly and submit it to the Nodal Agency. The Nodal Agency will identify the students.

    2. The Nodal Agency in turn will submit the list of beneficiary students to the concerned P&GS unit with full details such as name of the student, school's name, class, member's name, master policy no., membership no. and NEFT details for direct payment.

    3. Every half year, for 1st July and 1st January, each year LIC will credit the scholarship payment to the Account of the beneficiary student, by NEFT.

    OCCUPATIONS/ VOCATIONS COVERED UNDER THE YOJANA:

     

    SL.NO

    OCCUPATION

    SL.NO

    OCCUPATION

    1

    Beedi Workers

    24

    Food Stuffs like Khandsari / Sugar

    2

    Brick Klin Workers

    25

    Manufacture of Wood Products

    3

    Carpenters

    26

    Textile

    4

    Coblers

    27

    Manufacture of Paper Products

    5

    Fisherman

    28

    Manufacture of Paper Products

    6

    Hamals

    29

    Manufacture of Leather Products

    7

    Handicraft Artisans

    30

    Printing

    8

    Handloom Weavers

    31

    Rubber & Coal Products

    9

    Handloom & Khadi Weavers

    32

    Chemical Products like candle manufacture

    10

    Lady Tailors

    33

    Mineral products like earthen toys manufacture

    11

    Leather & Tannery Workers

    34

    Agriculturists

    12

    Papad Workers

    35

    Transport Drivers Association

    13

    Physically Handicapped Self Employed Persons

    36

    Transport Karmacharis

    14

    Primary Milk Producers

    37

    Rural Poor

    15

    Rickshaw Pullers / Auto Drivers

    38

    Construction Workers

    16

    Safai Karamacharis

    39

    Fire Crackers’ Workers

    17

    Salt Growers

    40

    Coconut Processors

    18

    Tendu Leaf Collectors

    41

    Aanganwadi Teachers

    19

    Forest Workers

    42

    Kotwal

    20

    Sericulture

    43

    Plantation Workers

    21

    Toddy Tappers

    44

    Women Associated with Self-Help Groups

    22

    Powerloom Workers

    45

    Women Associated with Self-Help Groups

    23

    Hilly Area Women

    46

    Overseas Indian Workers

      

    47

    Rural Landless Households

      

    48

    Unorganized workers covered under RSBY

     

    State Wise Coverage:

     

    STATES

    AABY Coverage 2014-15 as on 31.03.2015

    (no. of beneficiaries)

    AABY Coverage upto 30.06.2015 for FY 2015-16(no. of beneficiaries)

    Andhra Pradesh

    7704878

    8297834

    Arunachal Pradesh

    27695

    27695

    Assam

    427595

    440902

    Bihar

    520926

    559790

    Chandigarh

    5118

    5425

    Chhattisgarh

    1721516

    1805631

    Delhi

    47746

    49207

    Goa

    50221

    50221

    Gujrat

    897894

    943617

    Haryana

    109379

    109514

    Himachal Pradesh

    75772

    77803

    Jammu & Kashmir

    104814

    122632

    Jharkhand

    341829

    365687

    Karnataka

    3117093

    3418619

    Kerela

    1341006

    1587547

    Madhya Pradesh

    7145760

    7146118

    Maharastra

    8098658

    8109302

    Manipur

    29962

    31198

    Meghalaya

    25727

    25727

    Mizoram

    4588

    4758

    Nagaland

    7617

    10408

    Odhisa

    2123801

    2511871

    Puducherry

    96636

    102632

    Punjab

    1259911

    1260386

    Rajasthan

    2024434

    2058831

    Sikkim

    2566

    2623

    Tamil Nadu

    1277084

    1405521

    Telangana

    2076886

    2091294

    Tripura

    40804

    40970

    Uttar Pradesh

    1312517

    1315611

    Uttaranchal

    748170

    750859

    West Bengal

    437263

    472016

    Andaman & Nicobar

    1399

    1399

    Lakshadweep

    203

    203

    Daman & Diu

    202

    202

    Dadra & Nagar Haveli

    482

    482

    TOTAL

    43208152

    45204535